I can't wait for the day when I'm finally debt-free! Imagine not having to pay any more bills be it credit cards, housing loan or even an installment plan. Surely I'd live a more relaxed, less stressful life and I can add a bigger chunk to my savings too!
Everyone has debts and big or small; they undeniably play a major role in our lives. If you're like my friend Shyam who's very particular about her finances and promptly pays all her bills in full every month, you need not worry too much. But if you're like me who owns quite a few credit cards and am not sufficiently disciplined to make prompt payment every month, you might need to pay more attention to your finances.
I am actually dreading receiving my credit card bills this month. After my recent vacation and massive spending on perfumes and what not, the moment of truth has arrived and the total amount of our expenses will reach me soon. It's not like we overspent but we did spend a little more than our usual monthly budget and now we have to fork up extra cash to pay for what we enjoyed last month; payback time if you will!
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Thanks for reading and have a great Wednesday!
-FC Scoreboard points for my first THREE commenters-
MARVIC
SHEMAH
DEBBS
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